Missouri Heat Pump Rebates
Qualifying systems can earn you up to $1,000 in Missouri heat pump rebates that are open now, through the Evergy FastTrack program. Electric cooperatives in Take Control & Save that participate also pay $750 per ton on ground source systems, and Ameren is no longer taking enrollments.
Find the Missouri rebates for your ZIP code
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Who sends your electric bill?
What are you putting in?

- Largest standard rebate available
- $300 Take Control & Save, for customers of Associated Electric Cooperative Inc. and its participating member co-ops
- HEAR appliance rebates
- Not yet open Run by Missouri Department of Natural Resources. Official page
- HOMES whole-home rebates
- Not open yet Paid on the energy saved by a whole-home upgrade. Official page
- 25C federal tax credit
- Ended No credit for heat pumps installed after 31 December 2025
Missouri rebates for heat pumps
Look up your electric utility or rural cooperative to find the programs open to your home.
| Program | Who can get it | Central heat pump | Ductless mini-split | Heat pump water heater | Status | Apply |
|---|---|---|---|---|---|---|
| Ameren Missouri FastTrack HVAC Pay As You Save (PAYS) plus Whole Home PAYS | Served by Union Electric Co | $2,000 per system | $500 per ton | None | Closed | Official page |
| Liberty (Empire District Electric) Missouri residential electric rebates | Served by Empire District Electric Co | None | None | None | Closed | Official page |
| Take Control & Save (from Associated Electric Cooperative and member co-ops) | Served by Associated Electric Cooperative Inc. plus its participating member co-ops | $300 per system | None | 50% up to $750 (limit two per meter) | Open | Official page |
Claiming Open Missouri Heat Pump Rebates
Up to $1,000 is available to Evergy Missouri Metro and Evergy Missouri West customers via the Evergy FastTrack program.
- Send in the online interest form first, before work starts, and choose no more than three certified FastTrack contractors.
- Once you accept an offer, the rebate is deducted by the contractor from your upfront bill.
- A 3% service fee applies as you pay the rest through your monthly electric bill.
Cooperative rebates from Take Control & Save are open to rural households that use 6,000+ kilowatt-hours yearly, through December 31, 2026. An ENERGY STAR heat pump water heater earns 50% up to $750 from participating cooperatives, limited to two per meter. Heating incentives are set by each local cooperative; Boone Electric, for example, pays $750 per ton on ground source units. Boone Electric pays $300 as well for dual-fuel units with a rating of 7.5+ HSPF2, the label's heating efficiency score. Ameren Missouri FastTrack has reached full subscription and stays closed through the end of 2026.
Can Households with Lower Incomes Get Heating Upgrades at No Cost?
Through the CommunitySavers Single Family Program, Ameren Missouri and Spire provide free heating and cooling upgrades until December 31, 2026. To qualify, a family's income must fall at 80% of area median income or below, or at 200% of the federal poverty level or below. For a given county or city, area median income means the midpoint figure for household earnings. Subsidized housing residents qualify too, as do those in an Ameren-identified high-need area. These no-cost improvements are open to them as well. An Energy Advisor can assess your equipment after you submit the online inquiry form, though a heat pump is not promised.
Planning is still under way for the statewide Home Energy Rebates. Missouri filed its application with the Department of Energy on November 22, 2024. Once the rules are finalized, Missouri will get $75 million for appliance rebates plus $76 million for whole-home energy savings. Joining their email list is one way to follow progress; state officials expect the funds to open in 2027 or 2028.
Heating Rules and Weatherization Help in Missouri
Working through 18 local agencies, the Missouri Weatherization Assistance Program has improved over 193,000 homes since 1977. Your local weatherization agency handles qualification if your household income is 200 percent of federal poverty guidelines or less. In Missouri, the only offer from Liberty Utilities is Low-Income Weatherization for its electric customers, with no heat pump rebate.
40 electric cooperatives cover nearly all counties statewide, and in 2024 coal was the fuel for 57% of Missouri electricity generation. In Missouri, roughly half of all households use natural gas for heat, and roughly four in 10 rely mainly on electricity. A dual-fuel system is what many gas-heated homes pick. It uses an electric heat pump plus a gas furnace for backup. The Internal Revenue Service has ended its 25C tax credit, which no longer applies to installations after 31 December 2025.
Common Questions About Missouri Heat Pump Rebates
In 2026, is the federal tax credit for heat pumps still available?
No. On July 4, 2025, Congress acted under Public Law 119-21 to end the 25C and 25D energy credits early. Equipment installed after December 31, 2025 will not qualify, according to Internal Revenue Service Fact Sheet FS-2025-05, dated August 21, 2025.
Are heat pump rebates disappearing in Missouri?
Each year, utility budgets open and then close, though new statewide programs are still coming. Its 2026 Pay As You Save incentives, ranging from $500 per ton up to $5,000, are paused by Ameren Missouri after enrollment filled up. The whole-home financing program Evergy ran in Missouri is closed too, while its central system FastTrack rebate, worth up to $1,000, stays open.
Do state or utility rebates for heat pumps still exist in Missouri?
Yes. Rebates are still paid by electric cooperatives and Evergy in 2026, while the state sets up its own rebate programs. One contractor is being hired by the Missouri Environmental Improvement and Energy Resources Authority to run the upcoming state rebates. Eventually, those state programs funded by the federal government will pay out $75 million toward electric appliances and another $76 million for whole-home energy savings.
In Missouri, how do utility rules change what a heat pump costs to install?
Your square footage does not matter; what matters for utility rules is the heating fuel you already use and how big your equipment is. Because Ameren Missouri does not promote fuel switching, gas-heated homes have to keep the furnace and use a dual-fuel setup. Audit-based rebates worth up to $5,000 are available from Liberty Utilities through Energize Liberty Homes, and only for savings on natural gas.
Get Missouri installer quotes with the rebates taken off
Most rebates on this page are paid through the installer or need the installer's paperwork, so the quote is where the money is settled. Tell us the ZIP code and what you want installed, and installers who work with these programs send a written price with the rebates taken off.
