Heat Pump Efficiency Requirements for Rebates
Only an efficient model qualifies for most heat pump rebates. Put simply, you need an Energy Star labeled model, a cold-climate one if winters get cold where you live, and often an installer approved by the program.
- How well it cools (SEER2)
- 15.2 or more the lowest a split system can have for Energy Star
- How well it heats (HSPF2)
- 7.8 or more or 8.1 or more for a ducted cold-climate model
- Heat output at 5°F (cold climate)
- 70% or more of the heat it gives in normal weather, needed for the Energy Star cold-climate label
- Efficiency of a water heater (UEF)
- 3.30 or more the least Energy Star accepts for a standard tank
The Meaning of Each Rating
Both the yellow EnergyGuide label and the installer's quote list these ratings. The higher the number, the lower your power bill, on every one of them.
| Rating | What it tells you | Energy Star minimum |
|---|---|---|
| SEER2 | How well the heat pump cools through a whole summer | 15.2 |
| EER2 | How well it cools on the hottest afternoons | 11.0 for a split system |
| HSPF2 | How well it heats over a whole winter | 7.8, or 8.1 when a cold-climate model has ducts |
| COP | The heat it makes from each unit of electricity, often measured at 5°F | 1.75 at 5°F for a cold-climate model |
| UEF | How well a heat pump water heater converts electricity into hot water | 3.30 for a standard tank |
| SEER, EER, HSPF | Before January 1, 2023, these older test versions were in use | Replaced by the ratings ending in 2 |
Energy Star Rebate Rules for Heat Pumps, State by State
Pick your state to view the equipment rule for each program. Lowest accepted ratings get a separate column, and each program's official page can be reached from its row.
Alabama
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Alabama Power High Efficiency Heat Pump Rebate | SEER2 18 · SEER 20 | Property owners only; the unit has to be the largest heating and cooling unit and replace a gas furnace | Official page |
| Alabama Power Hybrid (Heat Pump) Water Heater Rebate | No number set | Gas water heater replacement; single-family homeowner; no water heater rebate in the past 8 years | Official page |
| TVA EnergyRight Residential Rebates (heat pumps) | No number set | Installed by a TVA Quality Contractor Network member | Official page |
| Central Alabama Electric Cooperative Heat Pump Rebates | No number set | The rebate is based on the size of the system, and larger systems receive more | Official page |
Alaska
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Accelerating Clean Energy Savings (ACES) heat pump rebates | No number set | An eligible coastal community, from Metlakatla to Kodiak; current heat is oil, propane, gas or wood | Official page |
Arizona
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| The SRP Cool Cash Rebate, covering central AC, heat pumps and mini-splits | SEER2 15.2 | Pays more for multi-stage systems than single-stage | Official page |
| SRP heat pump water heater rebate | UEF 2.8 | An Arizona-licensed plumber must install it before April 30, 2027; SRP customer for over one year | Official page |
| TEP Efficient Home Program | No number set | Certified unit; use a contractor the program approves | Official page |
| UniSource Energy Services Efficient Home Program | No number set | Energy Star certified; contractor must be one the program approves | Official page |
Arkansas
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Entergy Arkansas offers a Residential Point of Purchase Solutions program for heat pump water heaters | No number set | Only qualifying models; buy at participating Lowe's stores | Official page |
| SWEPCO HVAC Incentive Program (Arkansas) | No number set | Use a contractor SWEPCO approves | Official page |
| OG&E Arkansas HVAC Replacement Rebate | No number set | Two per home at most; the invoice must fall between January 1 and November 1 of the program year | Official page |
California
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 TECH Clean California single-family heat pump incentives | No number set | Certified by Energy Star; running at two speeds or variable speed; refrigerant with low climate impact required starting January 1, 2026 | Official page |
| HEEHRA Phase I rebates (California HEAR) | No number set | Certified by Energy Star; running at two speeds or variable speed; refrigerant with low climate impact required starting January 1, 2026 | Official page |
| TECH Clean California San Fernando Valley Residential Incentives | No number set | Income below 80% of area median; the contractor must be trained for income-qualified rebates | Official page |
 PG&E Energy Savings Assistance (ESA) Program | No number set | Income within the program's limits; the home must be at least five years old | Official page |
 SCE Home Performance Plus | SEER2 16 | For heat pumps meeting the program's efficiency minimum | Official page |
| SCE Energy Savings Assistance (ESA) Program | No number set | Enrollment in CalFresh, LIHEAP, Medi-Cal, etc., or income no higher than 250% of the federal poverty level | Official page |
| LADWP Consumer Rebate Program | SEER2 15.2 · HSPF2 7.7 | Higher ratings earn more; purchase and installation on or after Nov 1, 2025 | Official page |
| SMUD Home Performance Program heating and cooling rebates | SEER2 15.2 | Two-stage or variable; thermostat connected; state code inspection form on file; ductless units serving the entire home only | Official page |
| California Energy-Smart Homes Whole Building Electrification (Alterations) | No number set | Heat pumps, an induction stove, an electric dryer; gas lines must be capped; no propane conversions; its 2026 funding is fully subscribed | Official page |
Colorado
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Xcel Energy Colorado Heat Pump Rebates | SEER2 15.2 · EER2 9 · HSPF2 8.1 · UEF 3.3 · COP 1.75 | Ducted or ductless cold-climate heat pump; an Energy Star heat pump water heater; the unit must appear in the rating directory | Official page |
| Black Hills Energy Colorado Electric Residential Rebates | SEER2 15.20 · EER2 11.7 · HSPF2 7.8 | Heating and cooling efficiency must reach the program's minimum | Official page |
| Colorado Springs Utilities HVAC & Heat Pump Rebates | No number set | Energy Star certified; replacing existing equipment only | Official page |
| United Power Heat Pump Rebates | No number set | Systems no larger than 4 tons; efficiency at Energy Star levels | Official page |
Connecticut
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Residential Air Source Heat Pump Rebates from Energize CT, in Energy Optimization and standard versions | No number set | Only models on the program's list count, controls included; the rebate is based on the cooling size | Official page |
| Energize CT Residential Heat Pump Water Heater Incentive | No number set | Income verified through the Energize CT portal; a licensed contractor; installation on or after June 1, 2026 | Official page |
Delaware
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Energize Delaware Home Performance with ENERGY STAR (plus Assisted Home Performance with ENERGY STAR) | SEER2 16 · EER2 11.5 · HSPF2 7.8 | Ductless or ducted; a ducted system has to be multi-stage; higher ratings earn more | Official page |
| High Efficiency Air Source Heat Pump Grant from the Delaware Electric Cooperative | No number set | Apply within 60 days of purchase | Official page |
District of Columbia
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| DCSEU Residential Heating & Cooling and Electrification Rebates | No number set | Energy Star certified; you get more when gas heating is replaced with electric | Official page |
Florida
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| FPL A/C Rebate ($200 on the spot through a Participating Independent Contractor) | SEER2 15.2 | A full new system; the contractor must be one FPL approves; covers heat pumps and cooling-only systems alike | Official page |
| Heating and Cooling System Rebates under Duke Energy Florida Home Energy Improvement | SEER2 15.2 · HSPF2 7.5 · SEER 16 · HSPF 9.0 | The unit must satisfy the rating minimums, new or old | Official page |
| Duke Energy Florida's rebates for Heat Pump Hybrid water heaters | UEF 3.3 | Heat pump water heater; Energy Star certified; only single-family homes | Official page |
| Tampa Electric Heating & Cooling Program | No number set | Only systems that use ducts qualify | Official page |
| JEA Heating and Cooling Rebates | No number set | Energy Star certified; an official industry efficiency rating is also required | Official page |
| JEA Heat Pump Water Heater Rebate | No number set | Heat pump water heater; one rebate for each service address | Official page |
| OUC Heat Pump A/C Rebate | No number set | Rebate amount depends on the unit's efficiency rating | Official page |
| OUC ENERGY STAR Heat Pump Water Heater Rebate | No number set | Heat pump water heater; you must apply within six months of purchase | Official page |
Georgia
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Georgia Power Home Energy Improvement Program (HEIP) | No number set | Air and geothermal heat pumps listed in the official industry directory; water heaters certified by Energy Star | Official page |
| Georgia Home Energy Rebates – Home Efficiency Rebates (HER) | No number set | The contractor must be one the program approves; a home energy assessment is required | Official page |
| Jackson EMC Heat Pump Rebate | SEER2 15.2 · SEER 16 | Replaces an electric or gas system; the home must be three-plus years old; two per home at most; no dual fuel | Official page |
| Sawnee EMC Heat Pump and Air Conditioner Rebate | SEER2 16.2 · SEER 17.0 | Stay enrolled in Smart Savers or Load Management 12+ months; the unit must be bought and installed this year; paid as a bill credit | Official page |
| Walton EMC Residential Rebates | No number set | Available for both existing and new homes | Official page |
| GreyStone Power rebate for replacing gas heat with a heat pump | No number set | Gas heat being replaced; dual fuel is okay; insulation and window standards apply; licensed contractor; leased systems do not qualify | Official page |
| Central Georgia EMC Residential Rebates | SEER2 14.3 | A load management switch must be installed; dual fuel systems do not qualify | Official page |
| Sumter EMC Heat Pump Rebate | SEER 14 | Must meet the minimum efficiency rating | Official page |
| Snapping Shoals EMC Energy Efficiency Rebates | No number set | An official industry rating certificate is needed; dual fuel systems do not qualify | Official page |
| Coweta-Fayette EMC SmartChoice Existing Home Rebates | No number set | Must be purchased within the last 12 months | Official page |
| Jefferson Energy Cooperative Heat Pump Rebate Program | No number set | The heating system being replaced must have used gas of any kind | Official page |
| Heat pump rebates and financing from TVA EnergyRight (North Georgia EMC) | No number set | Installer must be in TVA Quality Contractor Network | Official page |
Hawaii
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Hawaii Energy's Cooling (HVAC) rebates for mini-split VRF air conditioners | No number set | A minimum efficiency rating applies, though the level is not stated; the unit needs an outdoor condenser | Official page |
| Heat Pump Water Heater rebates under Hawaii Energy Water Heating Rebates | No number set | Heat pump water heater; Energy Star certified | Official page |
| KIUC Heat Pump Water Heater Rebate | No number set | Replaces an electric heater or a broken solar/heat pump one; Energy Star certified; not for new builds; funds are limited | Official page |
Idaho
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Idaho Power Heating and Cooling Efficiency Program | HSPF2 7.2 · HSPF 8.5 | Only propane or oil systems, and only where natural gas is absent; at most two per home; a participating contractor is required | Official page |
| Air source heat pumps under Rocky Mountain Power Wattsmart Homes (Idaho) | SEER2 14.3 · HSPF2 7.5 | Only existing single-family homes; manufactured homes do not qualify; the contractor must be participating | Official page |
| Avista Idaho HVAC and water heating pass-through discounts | No number set | There are two tiers; the higher tier pays more; purchase through participating distributors | Official page |
Illinois
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 ComEd Home Heating & Cooling Discounts | SEER2 15.2 · EER2 9.4 · HSPF2 8.1 | Ductless models need higher ratings; a higher tier is available; low-impact refrigerant; Energy Star certification for water heaters | Official page |
| ComEd Whole Home Electric (income eligible) | No number set | 80% of area median is the income ceiling for a household | Official page |
| Instant Incentives from Ameren Illinois (HVAC and Water Heating Discounts) | SEER2 15.2 · HSPF2 8.1 | Listed in the official industry directory; rated up to 65 kBtu; two per account; open to Ameren Illinois electric customers | Official page |
Indiana
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Indiana Energy Saver Program (HOMES and HEAR) | No number set | Single-family home; household income at 80% of area median or above | Official page |
| NIPSCO Energy Efficiency Home Rebates | No number set | Must have an active NIPSCO home electric account | Official page |
| AES Indiana Home Improvement Rebates & Instant Discounts | EER2 9.975 | The minimum rating must be beaten; your contractor must belong to the program's Quality Contractor Network | Official page |
| I&M Instant HVAC and Water Heating Discount Program | No number set | Use a contractor the program approves | Official page |
Iowa
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| MidAmerican Energy Instant Discounts and Rebates (Iowa) | SEER2 15.2 · HSPF2 8.0 | Pays more for higher ratings | Official page |
| Alliant Energy Instant Discounts Program (Iowa) | No number set | Add a desuperheater for water heating and you get an extra rebate | Official page |
| Heat Pump Rebates from Eastern Iowa Light & Power Cooperative | No number set | Energy Star certified; a Fire to Wire bonus is added when you switch from gas | Official page |
| Iowa Lakes Electric Cooperative Heat Pump Rebates | EER 14.0 · COP 3.3 | Energy Star certified or meeting the minimums; geothermal replacement is paid per ton; a desuperheater earns extra | Official page |
Kansas
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Evergy Kansas Heating and Cooling Rebates | No number set | An air-source heat pump, a geothermal heat pump, or central air heated by electricity is being replaced | Official page |
Kentucky
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| LG&E and KU Residential Rebates | No number set | Must be Energy Star certified | Official page |
| Kentucky Power EnergyAdvantage at Home | SEER2 15.2 · HSPF2 7.8 | The contractor must be licensed; higher ratings bring a bigger payment | Official page |
| Kentucky's Touchstone Energy Cooperatives (EKPC) Heat Pump Rebates | SEER2 15.2 · HSPF2 7.2 | Package units and split systems both qualify; the heating minimum is lower for package units | Official page |
| TVA EnergyRight Residential Rebates (heat pumps) | No number set | Installed by a TVA Quality Contractor Network member | Official page |
Louisiana
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Cleco Power Wise Air Conditioner / Heat Pump Rebate (HVAC Replacement) | No number set | The model must be officially rated; higher ratings pay more; your contractor must be Cleco-approved | Official page |
| Cleco Power Wise Geothermal Heat Pump Rebate | No number set | Submit your application within 60 days of purchase | Official page |
| Cleco Power Wise Water Heater Replacement Rebate | No number set | The Energy Star website must list the model | Official page |
| SWEPCO HVAC Incentive Program (Louisiana) | No number set | Use a contractor SWEPCO approves | Official page |
| Energy Smart (Entergy New Orleans) A/C Solutions | No number set | Rebate available when replacing an existing heat pump | Official page |
Maine
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Efficiency Maine Whole-Home Heat Pump Rebates | No number set | Only the program's listed single-zone models qualify; no rebate for multi-zone or dual-fuel; the install checklist applies | Official page |
| Efficiency Maine Heat Pump Water Heater Incentives | No number set | Must be Energy Star certified | Official page |
Maryland
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| BGE Smart Energy Savers HVAC and Heat Pump Water Heater Rebates (EmPOWER Maryland) | No number set | You must switch to electric from another fuel; the program must approve your contractor; the model must be officially rated | Official page |
| Pepco Maryland HVAC Efficiency Program and Appliance Rebates (EmPOWER Maryland) | EER 17.1 · COP 3.6 | Must meet both the cooling and heating minimums | Official page |
| Delmarva Power Maryland HVAC Efficiency Program (EmPOWER Maryland) | EER 17.1 · COP 3.6 | Must meet both the cooling and heating minimums | Official page |
| Potomac Edison Maryland HVAC Program and Switch-to-Electric Program (EmPOWER Maryland) | No number set | The program must approve the contractor you buy from and who installs it | Official page |
| MEA Geothermal Rebate Program (FY26) | No number set | Rebates given first-come, first-served | Official page |
Massachusetts
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Heat Pump Rebates from Mass Save for air source and ground source units | No number set | Only models from the program's list are eligible; Energy Star cold-climate certification is required; partial-home setups require an approved control | Official page |
| Mass Save Heat Pump Water Heater Rebates | UEF 2.20 | Energy Star certified; replaces a heater using electric, propane, gas or oil; homes with 1-4 units; plumber must be licensed | Official page |
| Heat Pump Rebates from SELCO (Tier I / Tier II) | EER2 20 · COP 3.5 | Must meet both the cooling and heating minimums | Official page |
Michigan
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Michigan Home Energy Rebates (MiHER) | No number set | Energy Star certified; the household may earn up to 150% of area median | Official page |
| Consumers Energy Heating and Cooling Rebates | UEF 2.2 | For electric customers only; the minimum must be beaten; the tank can hold no more than 55 gallons | Official page |
| Air Conditioner and Heat Pump Replacement Rebates from DTE Energy | No number set | DTE home electric customers who heat water with electricity; use a participating contractor or get an in-store instant discount | Official page |
| Great Lakes Energy Energy Wise Rebates | No number set | Energy Star certified; your contractor must be licensed for plumbing or mechanical work | Official page |
Minnesota
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Xcel Energy Minnesota Heat Pump Rebates | SEER2 15.2 · EER2 9.0 · HSPF2 7.8 · COP 1.75 | System type sets the minimums; cold-climate units must heat strongly in cold weather; the model must be on the cold-climate list | Official page |
| Minnesota Power rebates for air source heat pumps and heat pump water heaters | No number set | Use a contractor the program approves | Official page |
| Otter Tail Power Minnesota Heat Pump Rebates | No number set | Energy Star certified or meeting the program minimums; bonuses for a hot water add-on, quality install, and a controlled rate | Official page |
| Central Air Source Heat Pump Rebate from Lake Country Power | No number set | A GRE certified installer is required, plus one year in dual fuel or cycled air metering | Official page |
| Connexus Energy Rebate for Air Source Heat Pumps (Residential Quality Installation Program) | SEER2 15.2 · EER2 10.6 · HSPF2 8.1 · COP 1.75 | Certified by Energy Star or listed in the industry ratings directory; both the outdoor unit and indoor coil were replaced | Official page |
| CenterPoint Energy Rebate for Ducted Air Source Heat Pumps in Minnesota | HSPF2 7.8 | Ducted system; works with a high-efficiency gas furnace and switches to the furnace at 40F or below | Official page |
| Minnesota Residential Heat Pump Rebate Program (state) | No number set | HEAR approval comes first; the owner must live in the home; an audit within 18 months, plus insulation and air sealing, are required | Official page |
Mississippi
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Entergy Mississippi Residential Heating and Cooling Program | No number set | Energy Star certified; contractor must be one the program approves | Official page |
| Entergy Mississippi Residential Appliances Program: Heat Pump Water Heaters | No number set | Only models on the program's list | Official page |
| Mississippi Power HVAC Rebate | SEER2 14.3 | The industry ratings directory lists the model, but the page does not say the offer covers heat pumps only | Official page |
| TVA EnergyRight Residential Rebates (heat pumps) | No number set | Installed by a TVA Quality Contractor Network member | Official page |
Missouri
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Ameren Missouri's FastTrack HVAC Pay As You Save (PAYS) program, plus Whole Home PAYS | No number set | Offered only through PAYS; your existing non-electric heat must stay; homes with gas furnaces qualify only if the furnace serves as backup | Official page |
| Take Control & Save (Associated Electric Cooperative plus member co-ops) | No number set | Certified by Energy Star; you must be a member in good standing; the offer ends December 31, 2026 | Official page |
Montana
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| NorthWestern Energy's Existing Home Program for Montana residential electric customers | SEER2 15.2 · HSPF2 8.5 | Certified by Energy Star or meeting the minimums; for existing homes; work and materials dated on or after Aug 1, 2026 | Official page |
| NorthWestern Energy Heat Pump Water Heater (HPWH) Program | No number set | On the advanced water heating list as Tier 3 or Tier 4; the installer must be enrolled and trained | Official page |
| Flathead Electric Cooperative heat pump rebates | No number set | Replacing a heat pump or a non-electric furnace does not earn a rebate | Official page |
| Missoula Electric Cooperative ductless heat pump rebate | No number set | Must be installed by a professional; new construction and gas-heated homes are excluded | Official page |
Nebraska
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| NPPD EnergyWise High Efficiency Heat Pump Incentives | SEER2 15.2 · EER2 11.7 · HSPF2 7.5 | Higher ratings bring a bigger payment; you must provide a certificate from the industry ratings directory | Official page |
| OPPD HVAC Smart Rebates | SEER2 15.2 | A new system, with its rating verified in the industry ratings directory | Official page |
| City of Lincoln Heat Pump Incentives plus the LES Sustainable Energy Program | SEER2 15.2 · EER2 12 | For lower-income homes; Urban Development must pre-approve; the system replaced must be at least 5 years old; inverter models qualify too | Official page |
Nevada
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| NV Energy PowerShift Residential Air Conditioning (heat pump) discounts | SEER2 15.2 · HSPF2 7.8 | The industry ratings directory must show the unit as verified; a cold-climate heat pump has to replace an all-electric system | Official page |
| NV Energy PowerShift Residential Heat Pump Water Heater incentive | No number set | The discount is instant at select stores; special orders do not qualify | Official page |
New Hampshire
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| NHSaves Air-Source Heat Pump Rebates (Eversource, Liberty, Unitil) | No number set | Working electric resistance heat must be the home's main heat source; a pre-check is required; up to 5 tons per account | Official page |
| NHEC Heat Pump Incentives | SEER2 15.2 · EER2 10.0 · HSPF2 8.1 · COP 1.75 | Ducted and ductless systems have their own minimums; ducted units must perform well in deep cold | Official page |
| NHSaves Heat Pump Water Heater Rebate | UEF 2.80 | Certified by Energy Star; plug-in and split models have a lower minimum; bought between Jan 1 and Dec 31, 2026 | Official page |
New Jersey
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Residential Building Decarbonization Rebates and the PSE&G HVAC Instant Rebates Program | SEER2 14.3 · HSPF2 7.7 · COP 1.75 | Decarbonization rebate: on the cold-climate list and sized for the full heating load; standard rebate: Energy Star certified tiers | Official page |
| JCP&L Clean Comfort Program (residential building decarbonization rebates) | SEER2 14.3 · HSPF2 7.7 · COP 1.75 | On the cold-climate list or meeting its specs; certified by Energy Star; ground source heat pumps are included | Official page |
| JCP&L HVAC Equipment Rebates | No number set | The unit replaced must be a heat pump, an electric furnace, or a central air conditioner | Official page |
| Atlantic City Electric Residential Electrification Program | EER 17.1 · COP 3.6 | Ground source, either open or closed loop; homes using delivered fuels get more; income-qualified households get extra | Official page |
| Atlantic City Electric HVAC Efficiency Program | No number set | Certified by Energy Star; a hybrid water heater rebate is also offered in stores | Official page |
| Clean Heat Program from Rockland Electric (Orange & Rockland, New Jersey) | No number set | A gas or delivered fuel system has to be replaced; the model must be on the cold-climate list; ducts and removal earn extra | Official page |
| SAVEGREEN Hybrid Heat and HVAC rebates from New Jersey Natural Gas | No number set | A furnace, boiler or water heater running on natural gas must also be purchased | Official page |
New Mexico
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| PNM Rebates (after a Home Energy Checkup) | No number set | Get a Home Energy Checkup first, and use a contractor the program approves | Official page |
New York
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Con Edison NYS Clean Heat heat pump incentives | No number set | Air-to-water models must appear on the state's list; heat pump water heaters must be Energy Star; the model must be on the cold-climate list | Official page |
| Heat pump incentives under NYS Clean Heat from National Grid (Upstate NY) | No number set | Being on the cold-climate list is required, and air-to-water units need a spot on the state's list too | Official page |
| NYSEG and RG&E NYS Clean Heat Rebate Program | No number set | The unit must heat the whole home; removing the old system or being in a disadvantaged community pays more | Official page |
| Central Hudson Clean Heat heat pump rebates | No number set | Also available for new construction | Official page |
| Clean Heat heat pump rebates from Orange & Rockland (New York) | No number set | You do not have to remove the old fossil fuel system | Official page |
| PSEG Long Island heat pump rebates | No number set | Proof of income required | Official page |
 NYSERDA EmPower+ (with IRA HEAR and Sustainable Future Program funds) | No number set | Paid on top of the EmPower+ project limits | Official page |
North Carolina
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Smart $aver Home Improvement Rebates from Duke Energy, covering HVAC and heat pump water heaters | SEER2 15.2 · EER2 19 · HSPF2 7.5 · UEF 3.3 | Industry certification with an energy-saving motor is required; heat pump water heaters must carry the Energy Star label | Official page |
| Energy Saver North Carolina (HOMES and HEAR) | No number set | For households earning 80-150% of area median income | Official page |
| TVA EnergyRight Residential Rebates (heat pumps) | No number set | Installer must be in TVA's Quality Contractor Network | Official page |
North Dakota
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Otter Tail Power Heat Pump Rebates (North Dakota) | HSPF2 7.5 | Dual fuel, deferred load or a demand control rate is needed; it covers up to 75% of the cost | Official page |
| Cass County Electric Cooperative Off-Peak Heat Pump Rebates | No number set | Equipment must be on the co-op's off-peak program | Official page |
Oklahoma
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| OG&E rebates in Oklahoma for HVAC replacement and HVAC burnout replacement | No number set | The installer must be a licensed Oklahoma HVAC pro; the single-family home must sit on a foundation and be 10+ years old; allowed once every 20 years | Official page |
| Power Forward with PSO Heat Pump Rebates | No number set | Energy Star certified; contractor must be one the program approves | Official page |
| Oklahoma Electric Cooperative Energy Efficiency Rebates | No number set | Submit the equipment rating certificate and installer invoice | Official page |
Oregon
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Heat pump incentives from Energy Trust of Oregon (Heating Solutions) | HSPF2 7.50 | Ductless units need a higher rating; extended-capacity models meet a further standard; heat pump water heaters rank Tier 3 or above | Official page |
| Heat pump water heater incentives from Energy Trust of Oregon | No number set | The Northwest Energy Efficiency Alliance must rate it Tier 3 or higher | Official page |
| Emerald PUD residential heat pump incentives | No number set | Only ductless models on the BPA list qualify; the unit must heat over 75% of the home | Official page |
Pennsylvania
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| PPL Electric Utilities Home Energy Rebates (Act 129) | No number set | For households between 0% and 250% of the federal poverty level | Official page |
| Water Heating and Heating & Cooling Rebates from PECO | SEER2 15.2 | Rebate amount depends on efficiency rating | Official page |
| Residential Instant Discounts from Duquesne Light for HVAC and water heating | No number set | Instant discount when bought through a participating distributor | Official page |
Rhode Island
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Rhode Island Energy High-Efficiency Electric Heat Pump Rebates | No number set | Listed and certified for Energy Star cold-climate; any RI-licensed refrigeration contractor may install; pairs with Clean Heat RI | Official page |
| Low-to-Moderate Income Heat Pump Incentive from Clean Heat Rhode Island | UEF 2.20 | The unit must be Energy Star certified; 120V and split models have a lower minimum; it is separate from the space heating limit | Official page |
South Carolina
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Dominion Energy South Carolina Heating & Cooling Rebates | SEER2 15.2 | The unit must be Energy Star certified and installed by a licensed mechanical contractor; ground source heat pumps do not qualify | Official page |
| Smart $aver Home Improvement Rebates from Duke Energy, covering HVAC and heat pump water heaters | SEER2 15.2 · EER2 19 · HSPF2 7.5 · UEF 3.3 | Industry certification with an energy-saving motor is required; heat pump water heaters must carry the Energy Star label | Official page |
| Santee Cooper Smart Energy Existing Homes (EmpowerHome) heat pump rebates | SEER2 15.2 · HSPF2 7.8 | Rebate for meeting both minimum ratings | Official page |
South Dakota
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Otter Tail Power Heat Pump Rebates (South Dakota) | No number set | The unit must be Energy Star certified or meet the program's minimum efficiency; water-heating add-ons, quality installation and controlled rates earn extra | Official page |
| Sioux Valley Energy Heat Pump Rebates | No number set | Only one rebate every 10 years | Official page |
| Black Hills Energy South Dakota Residential Electric Rebates | No number set | Must be Energy Star certified | Official page |
Tennessee
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| TVA EnergyRight Residential Rebates (heat pumps) | SEER2 15 | Higher ratings pay more; ductless mini-splits must have a higher rating than ducted units | Official page |
| TVA EnergyRight Heat Pump Water Heater Retail Coupon | No number set | A TVA local power company must serve you; two per address; use it at Lowe's or Home Depot | Official page |
| TVA Home Uplift | No number set | Your local power company must offer Home Uplift; the home must be single-family or a post-1976 manufactured home on a permanent foundation | Official page |
Texas
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Oncor Take A Load Off, Texas: Home Energy Efficiency Program (heating and cooling) | No number set | Oncor must be your electric delivery company; the installer must come from the program's approved list | Official page |
| CenterPoint Energy Houston Electric HVAC System Replacement Incentives | SEER2 15.2 | Use a contractor the program approves | Official page |
| AEP Texas Residential Standard Offer Program | No number set | Must replace the whole system; random inspections | Official page |
| TNMP Residential and Hard-to-Reach Standard Offer Programs | No number set | Use a contractor enrolled in the program | Official page |
| Entergy Texas runs an HVAC Distributor Program (its 2026 Distributed Products HVAC Program) | SEER2 15.2 · HSPF2 8.5 | The indoor and outdoor units need to match as a certified pair; the rebate is paid to the distributor and may reach you | Official page |
| SWEPCO HVAC Incentive Program and Texas rebates | No number set | Use a contractor the program approves; the contractor's quote includes the rebate | Official page |
| El Paso Electric's Texas Residential Solutions Program offers rebates for HPWH units and refrigerated cooling | SEER2 15.2 · EER2 9.8 · HSPF2 7.8 | The system must be a split one, with both an indoor and an outdoor unit | Official page |
| Heat Pump Water Heater Rebate and air conditioning / Heat Pump Rebates from Austin Energy | No number set | The program's efficiency minimum applies; tanks of at least 40 gallons; a six-year warranty; gas water heaters excluded | Official page |
| CPS Energy rebates under STEP HVAC, covering both central and ductless mini-split heat pumps | SEER2 14.3 · EER2 11.7 · HSPF2 7.5 | Your existing heat pump has to run and be younger than 20 years; photos of the old unit required | Official page |
Utah
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Heat pump rebates under the Wattsmart Homes program from Rocky Mountain Power (Utah) | SEER2 16 · HSPF2 8.5 | The unit must be in a certified directory; the ratings shown are the cold-climate tier; install it per the Utah manual | Official page |
 Dual-fuel heating system rebates under Enbridge Gas ThermWise Appliance Rebates (Utah) | SEER2 13.3 · HSPF2 7.5 | A ducted heat pump with the Energy Star label; paired with a high-efficiency gas furnace; a different amount applies if a furnace already exists | Official page |
Vermont
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Heat Pump Rebates from Efficiency Vermont, offered with your electric utility | EER 16.1 · COP 3.1 | Only models on the program's list when you buy; ground-source units must be Energy Star certified | Official page |
| Efficiency Vermont Heat Pump Water Heater Rebate | No number set | Household income must be at or below the low or moderate-income guidelines | Official page |
| Green Mountain Power Income-Eligible Heat Pump Rebate | No number set | Open to homes earning 80% of area median or less; a purchase or lease from VGS disqualifies you | Official page |
| Burlington Electric Department Heat Pump Rebates | No number set | Partner offer listed by Efficiency Vermont | Official page |
Virginia
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Water Energy Rebates plus a Home Energy Evaluation from Dominion Energy in Virginia | No number set | Instant rebates on select models only | Official page |
| Efficient Products and Home Performance programs from Appalachian Power in Virginia | No number set | Use a Home Performance contractor the program approves; some amounts apply only to HP Plus | Official page |
Washington
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Heat pump rebates from PSE (switching from electric resistance, upgrades, or hybrid setups) | COP 1.75 | Meets the national standard; ductless variable-speed with a 3/4 ton minimum; upgrade needs cold-weather tests; backup heat locked out | Official page |
| PSE Moderate-Income Fuel-Switching Heat Pump Program | No number set | A PSE gas customer in a single-family home; gas is the main heat; the gas equipment is removed or shut off | Official page |
| PSE heat pump water heater rebate | No number set | Installed on or after Jan 1, 2026; runs on PSE electricity; one per home | Official page |
| Avista Washington HVAC and water heating pass-through discounts | HSPF2 8.1 | Higher ratings earn more; the contractor buys through a participating distributor | Official page |
| Seattle City Light heat pump discounts and rebates | HSPF2 8.1 | Under 5.4 tons; higher ratings pay more; units are sold through participating distributors | Official page |
| Snohomish County PUD heat pump rebates | No number set | Electric heat must be the main heat; use a contractor registered with the PUD | Official page |
West Virginia
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| West Virginia Home Energy Rebate Programs (HOMES and HEAR) | No number set | The rebate depends on your income and modeled energy savings; a certified auditor and contractor are required | Official page |
| Appalachian Power Take Charge WV Appliance Rebates | No number set | One rebate per account each calendar year; purchases made from Jan. 1, 2022 to Dec. 31, 2026 | Official page |
Wisconsin
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
 Geothermal rebates plus heat pump instant discounts, part of Focus on Energy's residential heating & cooling offers | SEER2 15.2 · HSPF2 8.1 | Four tiers; pays more for higher ratings | Official page |
| Instant discount on heat pump water heaters under Focus on Energy's water heating offer | UEF 3.3 | Heat pump water heater; tank under 120 gallons | Official page |
| The IRA Home Energy Rebates in Wisconsin – HEAR (Focus on Energy) | No number set | A program-registered contractor or a store purchase; since Sept. 1, 2026, store purchases cannot replace fossil fuel appliances | Official page |
Wyoming
| Program | Lowest ratings allowed | Equipment rule | Source |
|---|---|---|---|
| Air source heat pumps from Rocky Mountain Power Wattsmart Homes (Wyoming) | SEER2 16 · HSPF2 8.5 | Pays more for the higher of its two tiers | Official page |
| Heat pump water heaters from Rocky Mountain Power Wattsmart Homes (Wyoming) | No number set | A heat pump water heater qualifies only if it replaces an electric tank unit, and installing it yourself is allowed | Official page |
Check that the exact indoor and outdoor model pair appears on an official ratings certificate before you sign a quote.
Download the full rules for every program as a CSV
Heat Pump Efficiency Requirements for Central and Cold-Climate Units
A heat pump gets the Energy Star label if its ratings match the Energy Star rules in force on the day it was built. Which kind of system you buy sets the minimums.
| Kind of heat pump | Cooling (SEER2) | Heating (HSPF2) | Other rules |
|---|---|---|---|
| Split system (one part inside, one outside) | 15.2 | 7.8 | EER2 of 11.0 or more |
| Packaged unit (every part in one outdoor box) | 15.2 | 7.2 | EER2 of 10.0 or more |
| Cold-climate model with ducts | 15.2 | 8.1 | At 5°F it still delivers 70% of its heat, with a COP of 1.75 or more measured at 5°F. |
| Cold-climate model without ducts (ductless) | 15.2 | 8.5 | It must still produce 70% of its heat at 5°F, with a COP of 1.75 or more measured at 5°F. |
Northern programs often limit their payments to cold-climate models, since these are designed to keep heating your home through the coldest nights. The maker must also prove, through an extra test, that in deep cold the controls really make the unit work that way.
Which Water Heaters Qualify for an Energy Star Rebate?
For efficiency and warranty, a heat pump water heater must meet its own Energy Star rules.
| Kind of water heater | Lowest UEF | Other rules |
|---|---|---|
| Standard tank with the heat pump on top | 3.30 | The first hour must deliver at least 45 gallons of hot water; the sealed parts come with a 6-year warranty. |
| Plug-in tank (120 volts, 15 amps) | 2.20 | Same as above |
| Split system (heat pump outside, tank inside) | 2.20 | Same as above |
Meeting these rules can earn a water heater local cash back. For example, Efficiency Maine offers a $1,200 instant discount through October 30, 2026.
The Cold-Climate List and Higher Efficiency Levels
Models that beat the Energy Star minimum can earn extra money from some utilities. The efficiency levels they use come from the Consortium for Energy Efficiency, a group made up of utilities. Roughly the top quarter of models on sale falls under Tier 1. Tiers 2 and 3 demand more than Energy Star, and the Advanced Tier is a future goal.
Many programs in cold states also want the model listed by NEEP, a Northeast nonprofit, on its cold-climate heat pump list. The list is public and shows heat pumps that passed tests for heating in deep cold. As one example, rebates for home heating and cooling from Colorado Springs Utilities pay $3,000 when a listed model is three tons or larger.
How Do You Find Local Rebates and Check Model Numbers?
- To see the offers in your area, type your ZIP code into our home page finder or the Energy Star Rebate Finder.
- Get the model numbers of the indoor part and the outdoor part from the installer.
- Check that pair against the AHRI Directory, which lists the industry's tested ratings. A wrong indoor part can drag the ratings below the minimum a rebate requires.
- Some programs ask to see the AHRI certificate, so keep it with your quote and invoice.
Changing your controls may also earn you a smart thermostat rebate. In Illinois, ComEd will pay $75 toward an Energy Star smart thermostat, plus up to $2,000 for a heat pump at Tier 2.
Heat Pump Ratings and Rebates: Common Questions
On a heat pump label, what do SEER2 and HSPF2 mean?
SEER2 rates a heat pump's cooling across a summer; HSPF2 rates its heating across a winter. Both replaced the older SEER and HSPF tests on January 1, 2023. The lowest ratings for Energy Star split systems are 15.2 SEER2 and 7.8 HSPF2, while top models hit around 24 SEER2 and 11 HSPF2.
In a cold climate, which heating rating should you look for?
A model with ducts should have an HSPF2 of 8.1 or more; for a ductless one, look for 8.5 or more. Some utilities ask for more than those Energy Star cold-climate minimums. In Colorado, Black Hills Energy offers $2,500 for cold-climate units that reach at least 9.5 HSPF2, 16 SEER2 and 11.88 EER2.
Does the federal tax credit still apply to an efficient heat pump?
A new heat pump no longer qualifies. Heat pumps installed after December 31, 2025 no longer get the federal tax credit. The credit is still available on your 2025 tax return for a unit installed during 2025, as long as yours is an Energy Star Most Efficient model. Your tax papers should include the invoice and the AHRI certificate.
Are state and utility heat pump rebates still available in 2026?
In 2026, most utility and state programs remain open, though money running out can end a program early. In Maryland, BGE Smart Energy Savers requires a participating contractor, and that contractor must finish installing the new equipment by December 31, 2026. The 2026 money for California's Energy-Smart Homes Alterations program ran out on April 20, 2026, while OG&E's Arkansas rebates return in 2027.
Get installer quotes that include your rebates
Most rebates on this page are paid through the installer or need the installer's paperwork, so the quote is where the money is settled. Tell us the ZIP code and what you want installed, and installers who work with these programs send a written price with the rebates taken off.